Won't do any good if it was either a Debit/Visa card or a true Visa or Mastercard. ONLY Amex or Discover could possibly help. Visa and Mastercard both limit disputes to 60 days of the first billing cycle in which the charge appears. Amex and Discover have more bargaining power as they are not limited by Visa or MC. Amex is the best by far and will back up a card member so long as the card member has a valid gripe. If it was Amex, your in good shape...give them a call and watch how nice it is when a company fights for you.